Cash you can actually trust.

Link cash, card, and merchant accounts. Each transaction posts to one — reconciliation becomes a check, not a chore.

  • Unlimited bank, card, and cash accounts
  • Per-account ledger and balance
  • Inter-account transfers
  • Multi-currency with FX

What you get

Track every cash and card account; reconcile statements without spreadsheets.

Every account, modeled

Operating account, savings, payroll, merchant — each one is its own GL account with its own balance.

Transfers, clean

Move money between accounts and Nefin posts both legs at once. No double-counting.

Reconciliation in clicks

Match the bank statement against Nefin's ledger. Anything unreconciled is one filter away.

Multi-currency

Hold accounts in any currency. FX revaluation runs on demand for accurate balances.

How it works

  1. 1

    Add an account

    Pick the type, currency, and a default GL mapping.

  2. 2

    Post payments to it

    Every receipt and payout selects the account it hits.

  3. 3

    Reconcile against the statement

    Import or paste the bank statement. Match line by line, mark cleared.

  4. 4

    Confirm balance

    When the cleared balance matches the statement, you're reconciled. The trail is on the audit log.

Frequently asked

Does Nefin connect directly to my bank?

Today, Nefin reconciles against statement imports (CSV/OFX). Direct bank feeds are on the roadmap.

Can I have accounts in different currencies?

Yes. Each account has its own currency. Transfers between currencies record FX gain or loss.

Are credit cards modeled like bank accounts?

Yes. A credit card is just a liability-side bank account in Nefin — it works the same way.

Ready to run cleaner books?

Open Nefin in minutes. No credit card required.